ACA Special Enrollment Periods (SEP)
Education-first guidance on Marketplace Special Enrollment Periods, qualifying life events, and what information to gather before applying.
Moves, coverage loss, household changes, and other events can open a Special Enrollment Period.
Each event may require specific proof or timing documentation.
Enrollment windows are time-limited and can vary by event.
What to prepare
- Description of the qualifying event and date.
- Household member details and coverage status.
- Preferred contact method and timing.
Education-first guidance
We provide general education and routing. A licensed agent can confirm whether a specific SEP applies.
Frequently asked questions
Qualifying events can include moving, losing coverage, household changes, or other life events. A licensed agent can confirm which events apply.
SEP windows are time-limited and depend on the specific event. A licensed agent can help confirm timing.
We do not recommend specific plans online. We provide education and route you to a licensed agent for plan-specific guidance.
Get clarity on ACA SEP timing and next steps.
We explain the general rules and help you prepare for a licensed review.
Education only. Plan-specific guidance requires a licensed agent and proper scope.